Work with an experienced public adjuster to get insurance claims approved fast.

Ocean State Adjustments moves faster on insurance claims than any other licensed public adjuster in the state, and we have a spotless record in compliance. Give us a call. We’ll get back to you with a plan to be on-site and conduct an inspection.

GET YOUR CLAIM MOVING

A fast and judicious claims process produces prompt and quality repairs when your home is damaged.

Insurance companies are not eager to pay more than they have to. So how do we get the job done? We take a dogged and relentless stance on every line item in your policy and push for adequate payouts.

When the claims process is organized, homeowners benefit financially. It’s also about quality of life and peace of mind. In short, our job is to make hard times easy living.

About Ocean State Adjustments

Ocean State Adjustments is a licensed public adjuster firm that represents insured homeowners and commercial property owners after storm, fire, water, roof, and other covered property damage. Here’s what we offer:

  • Fast response by phone or email
  • End-to-end claim support, including setup, inspection, photos, forms, paperwork, insurer communication, contractor coordination, and payment follow-up
  • Consistent communication so you know what is happening, what is needed, and what comes next
  • A service area covering Rhode Island, S. Massachusetts, and E. Connecticut

Founded in 2022 by long-time Rhode Island resident Ryan Rooke, a licensed public adjuster. OSA is built on a commitment to quality and unmatched client responsiveness. Ryan brings extensive experience in roofing and construction and is personally available to clients daily. Just call 401-408-6397 or click on the button below to start your claim.

START YOUR CLAIM

OSA reduces delays, confusion, and stress for homeowners confronting serious damage and complex policies.

Take a look at the claims we handle. If your home or commercial property has sustained damage covered by insurance, we help you deal with the carrier while you focus on getting the property fixed.

 


  • Roof and Wind Claims
    After high winds or storm damage, homeowners need more than a quick look at the roof. They need someone who can inspect the damage, deal with the carrier, and work toward the insurance payment needed to repair or replace what was actually damaged.

  • Commercial Claims
    Commercial property owners do not need to spend their day stuck between insurers, contractors, tenants, and everyone else involved in a property damage claim. Hand us the claim so the facts are organized, the damage is clearly shown, and the carrier has to respond to a complete record instead of a vague complaint.
    When the estimate comes back low, we answer with evidence.

  • Fire Damage
    For homeowners and commercial property owners, fire and smoke claims are simply impossible to handle alone, and that’s because it’s easy for field adjusters to misrepresent or miss damage on initial inspection.
    It’s complex, but don’t worry. We handle the paperwork and are eager to negotiate with insurers over the most obscure policy provisions. Carriers get outworked and issue the payouts they owe.

  • Water Mitigation Claims
    From rain damage to plumbing failure, water losses can move fast and create confusion just as quickly. Covered repairs are shown clearly and disputed when necessary, so you can move toward repairs with a stronger claim file and less fear that you will be left paying for damage that should have been addressed.

  • Winter Storm Damage
    Homeowners and property owners dealing with winter storms, snow buildup, and ice dams can run into confusing policy details fast. Carriers often treat these losses carefully, and missing the facts can mean delays or a lower payment. This is New England. We know how to move the claim forward, explain what matters, and keep the process from stalling.

GET YOUR CLAIM STARTED

Hear from satisfied homeowners.

“Ryan was extremely responsive and helpful to help us through what could have been a stressful time. As first time homebuyers, not many people know exactly what to do. Ryan took care of the whole thing no problem and walked us through step by step.”

– Laura H.

“Ryan is not only very professional, he’s also punctual, responsive, and extremely helpful. I had a million questions throughout the process and Ryan never hesitated to answer them. The insurance company gave me an estimate that was pennies on the dollar from what Ryan was able to fight for. It’s almost unbelievable how my insurance company originally treated me, but I’m extremely happy I came across this company!”

– Kevin P.

“I reached out to Ryan at ocean state adjustments to have him look at my roof as I had some wind damage from the recent wind storms we have been having. He got out to my house right away, and had the insurance adjuster out here within a few days. He handled all the coordination with my insurance company, and got my house approved for a new roof. Every dealing I have had with him, he has been professional and very punctual whenever we had any meetings scheduled.”

– Joseph D.

Ocean State Adjustments serves Rhode Island, eastern Connecticut, and southeastern Massachusetts.

OSA’s service area extends across all of Rhode Island, S. Massachusetts, and E. Connecticut.

Get the claims process started.

Call us at 401-408-6397 or send an email if you have questions about the process, or fill out the form below if you’re ready to get started.

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